Dental
ADT offers three dental options, so you can be confident you are getting proper prevention, early detection and treatment.
Stephanie Wagner Lamont with Will and dogs, Mer(Cedes) and Bentley (Director; HV Field Operations Support & Business Functions, Dallas, TX)
Coverage Overview
Our dental plan coverage offers two traditional options (Enhanced and Core Plans) and a Dental Maintenance Organization (DMO) Plan — all administered by Delta Dental. Watch our Dental insurance and tips video to learn more and see your 2025 Cost for Coverage. Delta Dental health resource calendar is a library of preventative care and reminders for you and your covered family members.
Where’s my ID card?
If you select the DMO Plan, an ID card will be mailed to your home.
If you select the Core or Enhanced Plan, you will not receive an ID card; instead, just give your dental office your name, date of birth, Social Security number, and ADT as your provider.
Group numbers are 79202 for the DMO Plan and 20132 for the Core or Enhanced Plan; your dental office may ask.
If needed, you can view an electronic ID card for any of the options on deltadentalins.com or download the mobile app (available for Android and Apple)
Core Plan
The Core Plan offers a network of dentists. You can see any dentist you choose, but you pay less when you receive services from an in-network dentist. This plan has lower premiums than the Enhanced Plan, a lower maximum benefit, and an annual deductible to meet before the plan pays benefits.
The Core Plan provides coverage and/or discounts on:
- Virtual consultations and Toothpic
- Diagnostic and preventive services (exams, cleanings, X-rays, and sealants)
- Basic services (fillings, denture repair/relining, root canals, gum treatments, and oral surgery)
- Major services (crowns, inlays, onlays, cast restorations, and TMJ treatment)
- Prosthodontics (bridges, dentures, and implants)
Enhanced Plan
The Enhanced Plan offers a network of dentists. You can see any dentist you choose, but you pay less when you receive services from an in-network dentist. This plan has higher premiums per paycheck than the Core Plan, but also a higher maximum benefit, no deductible, and orthodontic coverage.
The Enhanced Plan provides coverage and/or discounts on:
- Virtual consultations and Toothpic
- Diagnostic and preventive services (exams, cleanings, x-rays, and sealants)
- Basic services (fillings, denture repair/relining, root canals, gum treatments, and oral surgery)
- Major services (crowns, inlays, onlays, cast restorations, and TMJ treatment)
- Prosthodontics (bridges, dentures, and implants)
- Orthodontics (for adults and dependent children)
DMO Plan
The DMO Plan (DeltaCare USA) is a lower-cost option; however, you must see a network dentist to receive benefits. Additionally, you will need to select a primary care dentist (PCD) for each family member you cover (or one will be assigned to you), and all care must be coordinated through that provider or you will pay the full cost for services.
Coverage At-A-Glance
2025 Dental Coverage
|
Enhanced Plan |
Core Plan |
DMO Plan |
|
|---|---|---|---|
|
Deductible per person |
$0 |
$50 (waived for preventive care) |
N/A |
|
Annual maximum benefit per individual |
$2,000 |
$1,500 |
N/A |
|
Preventive services |
Plan pays 100% |
||
|
Basic services |
Plan pays 80%; you pay 20% |
Plan pays 80%; you pay 20% (after deductible) |
Plan pays 100% |
|
Major services |
Plan pays 50%; you pay 50% |
Plan pays 50%; you pay 50% (after deductible) |
Plan pays 60%; you pay 40% |
|
Orthodontia |
Plan pays 50%; you pay 50%* |
N/A |
$2,000 copay** |
*For adults and children under age 26; $2,000 lifetime maximum.
**For children and adults.
For more information on your dental plan options, refer to the Dental DMO Plan Notices.
Finding Network Providers
Go to deltadentalins.com and click Find a dentist. Select your network from the drop-down menu and click Search. (For the Enhanced or Core Plan, select the PPO network for the greatest savings, or the Premier network; for the DMO, select the DeltaCare USA network). You can also use this site to estimate costs for services and view their product rating tool.